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Church, Mosque, Synagogue Insurance





To be sure your religious organization is properly protected, let Harry Daniel Insurance place coverage with the industry's finest lineup of coverages and services for your people, property, and ministries. For Expert Assistance, contact us today!


Property Coverage

Extra Property Coverage, can automatically include lightening, wind, fire and hail, as well as many non-standard items such as:
  • Equipment Breakdown, including computers, boilers and electrical equipment.
  • Newly acquired or constructed property.
  • Personal effects and property of others.
  • Pastor's personal property.
  • Ordinance or law.
  • Indirect Loss.
Other coverages available under the property coverage are:
  • Crime - Provides protection for money and security losses resulting from theft, employee dishonesty, and forgery and alteration.
  • Inland Marine - A broad type of insurance that covers valuable possesions that may be transported from one place  to another.
General Liability Coverage
General Liability insurance covers the church's legal liability resulting from injuries to people or damage to their property.

Church Medical
Provides primary payments for injuries occurring on your premises, and for accidents resulting from church activities away from your premises.

Liability options available:
  • Hired and Non-Owned Auto Liability - Provides excess liability and medical coverage for the church should legal liability arise out of the use of a non-owned or hired auto.
  • Directors, Officers and Trustees Liability - Provides coverage for wrongful acts of church directors, officers, trustees, business administrators and ministers.
  • Employment Practices Liability - Employment practices liability covers a church in areas relating to employment including discrimination, wrongful termination and sexual harassment.
  • Sexual Misconduct Liability - Provides coverage that protects a church from legal liability arising from acts of sexual misconduct by a staff member or volunteer.
  • Employee Benefits Liability - Provides coverage on negligent acts, errors or omissions arising out of the administration of employee benefits program.
We also have the following medical coverages that are enhancements on policies under your general liability medical coverage:
  • Day Care and School Medical - Provides excess payments of medical expenses for accidents resulting from activities scheduled and supervised by your church or on its behalf.
  • Interscholastic Athletic Medical - Provides Excess payments of medical expenses for accidents that might result from practicing, instructing, and participating in athletic events.
Additional Products Available
  • Business Auto Policy
  • Umbrella Policy
  • Workers' Compensation Policy
  • Dental  
  • Vision
  • Group Life  
  • Short Term Disability
  • Long Term Disability
  • Long Term Care
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Testimonials

  • "Our experience with HDI has been excellent. Cliff Fortenberry has done a thorough job reviewing and advising our school of coverage- some of which we did not have before we met HDI- so we can be properly protected at the right price."
  • "HDI is not just another insurance company; they are a true ministry partner. Their unique coverage and risk management services help to close coverage gaps that exist in traditional insurance programs.  It is clear to me they are on a mission to glorify God, protect His Church,...
  • "I was very pleased and comfortable getting my insurance through HDI. They answered all my questions completely and in terms I could understand. My calls and questions were all answered in a timely manner. I would recommend HDI to any ministry or school."
  • "Lost Mountain Baptist Church has been a client of Harry Daniel Insurance since 2005. Since we desire to utilize the precious resources God has provided us in the most effective way, we use Harry Daniel Insurance for our insurance needs. They offer highly competitive pricing, outstanding c...
  • "Not only did we get a great price with Harry Daniel Insurance, we also got great service. The staff has always been friendly and happy to help."
  • It is very easy in today's world to be exposed to risk and liability. Without proper insurance coverages, the results of an accident or unexpected event can be devastating. I am thankful that Harry Daniel Insurance was there to help us work through selecting the appropriate insurances and making ...
  • Thank you again to take the time to sit through going over the policy and coverage with me at the beginning of this whole process! Through your assistance, the Church and the School Ministry are able to save so much money so the savings could now be used for other ministries and needs - for this...